Financing rethought
Live your dream
The opportunities to drive a luxury car in the 21st century are greater than ever. With a variety of financing options and leasing deals, you’re just steps away from your dream car.
Established method
Arrived long ago
Did you know that more than half of our customers already opt for our attractive leasing offers? This is due in particular to our top leasing conditions in the sports and luxury vehicle sector.
Unbeatably flexible
Flexibility through financing
Flexible financing options are becoming increasingly popular with customers. You can add the missing purchase amount to your own funds or finance the entire vehicle price with a loan.
FAQ
Frequently asked questions
The leasing rates are classically differentiated by the factors vehicle value, down payment, term, (optional) further special payments, residual value and interest rate. These six factors can be used to calculate an ongoing monthly lease payment.
The two most common types in leasing vehicles are mileage leasing and residual value leasing.
In the case of mileage leasing, offers are calculated on the basis of the assumed mileage per year. At the end of the term, any additional or reduced mileage will be paid or reimbursed accordingly. If there are signs of use to an extent that is not normal, a fee may still be due in some cases. As a rule, however, a careful car owner will not experience any unpleasant surprises here.
In residual value leasing, offers are calculated on the residual value after completion of the leasing term. The residual value is also determined by or predicted on the basis of the kilometers per year. Equipment, usage or even the vehicle color are not relevant for the time being, but can influence the market value at the end of the lease term. The market value after the term is important here because it represents the actual residual value. The lessee bears the difference between the market value and the residual value.
A down payment lowers the monthly lease payments. The higher the down payment, the lower the subsequent monthly lease payments.
As a rule, no insurance is included in the leasing contract. Although there are also manufacturers who offer insurance complementary to leasing contracts, you always have the choice to buy insurance on the open market.
The main difference between leasing and financing is that as a lessee you are not the owner, but a user with temporary rights to use the leased vehicle, whereas with loan financing you become the owner as a borrower.
With financing, you take out a loan from a credit institution. As the borrower, you repay this loan in agreed monthly installments until the loan is paid off in full.